Delmarva Surety was incorporated on November 3, 1995 and opened its doors December 1, 1995.

Thomas A. Whipple is currently the primary stockholder of Delmarva Surety Associates, Inc. After 7½ successful years with R.B Brown & Associates, Inc., one of the premier bond houses in the east, Tom purchased full and complete legal title to his book from Mr. Ralph Brown. At that time, he bought all accounts that were represented by USF&G; Selective Insurance; International Fidelity Insurance Company and Transamerica Insurance Group. Commission value of the book purchased was $227,821, generated by approximately $1,100,000 in surety premium per year.

Delmarva Surety specializes in the contract surety industry. In addition to existing standard market base, Delmarva Surety is equally adept at specialty market underwriting, and has strong experience levels with the SBA bond guarantee assistance program. Standard market and specialty market commission within the agency is divided approximately 50/50 and both market areas are expected to grow substantially within the next 3-5 years.

Delmarva Surety's marketing strategy incorporates business ethics within its goals. With an aggressive prospecting ethic, Delmarva Surety will continue to develop small emerging contractors into excellent bond accounts, providing the contractor not only with bond expertise, but with appropriate referral assistance in account, insurance, banking and legal. By helping provide competent referrals in these areas to emerging contractors, particularly as regards minority or disadvantage contractors, we have successfully helped contractors take an important role in their communities. We help our clients obtain their personal goals in becoming strong viable financial entities and respected competitors in the Mid-Atlantic region.